Invitation-only · founding investor register open

Every deal researched,
modelled and stress-tested
before you ever see it.

We research and model packaged property deals across London and prime UK locations — every one measured against RICS Red Book comparables, with the full working shown. We work hand in hand with trusted partner firms and their investors in the UAE and Germany. We won't match you to a single deal, or take a penny in sourcing fees, until our HMRC AML supervision is in place. That is the standard. The founding investor register is open now.

RICSRed Book methodology
50Founding-cohort places
AML-firstNo deal or fee until supervised
AML SUPERVISION PENDING· ICO REGISTERED· RICS RED BOOK METHODOLOGY· WAITLIST ONLY
Why L&M

Two careers. One system.

Most sourcing firms are built by one kind of person. L&M was built by two — a property operator and a wealth manager — so every deal is judged from both the deal side and the money side. Tap a card to see what each brings.

One of these is useful. All three is rare.

Knowledge

Deal-side operating experience — refurb costs, yields and exits that hold up in the real world, not on a spreadsheet.

Network

Trusted partner firms and their investors across the UK, the UAE and Germany — relationships built over years, not bought.

Capital

Investor relationships ready to move the day HMRC AML supervision is granted — patient, compliant, never rushed.

Most firms have one of these. L&M was built on all three — which is why every deal is underwritten like an investment and structured like a portfolio. AML supervision pending; waitlist only.

How It Works

Three steps. Nine days. Every deal.

01

Off-market discovery

Source

Direct-to-vendor pipeline, auction sweeps, probate and repossession leads — before they hit Rightmove.

02

Full underwrite

Verify

Comparables, refurb costs, four-yield model, AML checks. Lawyer-reviewed contract pack on every deal.

03

Packaged & ready

Deliver

You receive a 12-page deal pack with photos, plans, costs, exit strategy and a reservation deadline.

Deal Scoring

Every deal earns its tier.

Three transparent grades. No hype, no "deal of the week" theatre.

Platinum
30%+ discount to RICS valuation

Below-market discount of 30% or more, prime postcode, ready to refurb. Reserved within 48 hours.

VERIFIED BY L&M
Gold
20–29% discount to RICS valuation

Strong discount with six verified RICS comparables. Most common tier. Typically reserved within 5–7 days of release.

VERIFIED BY L&M
Silver
12–19% discount to RICS valuation

Solid yield, margin to RICS valuation holds after refurb. Best suited to buy-and-hold investors. *Methodology: six-comparable RICS Red Book desktop valuation, sold-price data within 12 months and 0.5 miles, adjusted for condition and floor area.

VERIFIED BY L&M
Value-Add Strategies

Six exits. Every deal pre-modelled.

Loft Conversion

Add a bedroom, lift the comparable, +£60–120k uplift in zone 3–4.

HMO Conversion

Article 4 mapped. C3 → C4 → Sui Generis pathway costed in.

BRR

Buy, refurbish, refinance — cash-out cycle modelled per deal.

Title Splits

Single freehold to multiple leaseholds — instant uplift on flats above shops.

Rear Extensions

Permitted development checked. Build cost benchmarked to 2026 rates.

Lease Extensions

Statutory route, premium calculated, Marriage Value flagged.

Sellers

Direct-purchase service launches on AML supervision.

Our direct-to-vendor service requires HMRC AML supervision before we can package or transact on a property. Supervision is pending; the service activates the day it is granted. Until then, registrations of interest are accepted on a waitlist basis only. Registering creates no contractual or financial obligation on either side.

On grant
Service launch · HMRC AML supervision
RICS
Red Book valuation
0
Transactions pre-AML
  • Probate & inherited property
  • Divorce & separation
  • Tenanted & problem tenants
  • Short lease (under 80 yrs)
  • Landlord exiting portfolio
  • Anyone planning ahead
Join the Seller Waitlist
Partner Programme

A 50/50 split. Five ways in.

No tiers, no clawbacks, no minimum volume. You introduce, we deliver, the commission splits down the middle. The founding partner network is capped at twenty — places reviewed in the order applications arrive.

50%
Of net deal fee.
Paid on completion. No exceptions.
Trust & Compliance

Compliance is the moat.

We're registered, supervised and insured by every body that matters in UK property sourcing.

HMRC AML SupervisionPending

Activates on HMRC grant

Our application is under review with HMRC and our investor due-diligence framework is built and ready to run. We will not match an investor to a packaged deal, or take a sourcing fee, until supervision is granted. That is deliberate.

ICO RegistrationLive

Registered & GDPR-aligned

Data protection registered with the Information Commissioner's Office. GDPR-aligned data handling on every waitlist registration.

Property Redress SchemeOn grant

Activated with AML supervision

Independent consumer redress membership is activated alongside AML supervision. Required before any direct-to-vendor purchase service operates.

RICS Red Book MethodologyIn force

Applied to every deal

All comparables and desktop valuations follow RICS Red Book methodology. Six-comparable minimum, 12 months, 0.5 miles, adjusted for condition and floor area.

Property carries risk and capital is at risk. Past results do not guarantee future outcomes. L&M Property Sourcing Ltd is not a financial adviser. Investors should seek independent legal, tax and financial advice before any property transaction. L&M Property Sourcing Ltd does not currently package, advertise or transact on individual deals. HMRC AML supervision is pending. The investor waitlist and seller waitlist are information-only and create no contractual or financial obligation on either party.
FAQ

Straight answers, before you ask.

The questions investors, sellers and partners ask us most. Tap any question to open it.

We research and package property deals across London and prime UK locations. Every deal is measured against a six-comparable RICS Red Book desktop valuation — sold-price data within 12 months and 0.5 miles, adjusted for condition and floor area.

Yes. We work hand in hand with trusted partner firms and their investors in the UAE and Germany, alongside UK-based investors. The opportunities are UK property. We will not match any investor to a deal or take a sourcing fee until our HMRC AML supervision is in place.

Not yet. HMRC anti-money-laundering (AML) supervision is pending. Until it is granted the service is waitlist only — we do not package, match or transact on any deal, and we hold no client money. The founding investor register is open now.

It is the gap between the agreed purchase price and a six-comparable RICS Red Book desktop valuation. We grade every deal — Platinum (30%+), Gold (20–29%), Silver (12–19%) — against that methodology, not against an asking price.

When the service is live, the sourcing fee is a flat fee paid by the buyer side on completion of a packaged deal — never a percentage of value and never a promised return. No fee is taken before HMRC AML supervision is granted.

L&M Academy is our separate educational product — £497, lifetime access — teaching compliance-first UK property sourcing, and it is available now. The sourcing service is the firm's deal-flow offering and remains waitlist only until HMRC AML supervision is granted.

Still have a question? We answer every message ourselves.Email the team
The team

Meet the team fronting L&M

The faces of the operation — investor relations, education and deal analysis.

James Whitmore

James Whitmore

Head of Investor Relations
Eleanor Hart

Eleanor Hart

Head of Education · L&M Academy
Vivian Chen

Vivian Chen

Head of Acquisitions & Deal Analysis
Insights

From the L&M blog

Advisor-led, plain-English guides on selling, investing, strategy and compliance — 100 articles and growing.