TL;DR / Key takeaways
- The probate sale runs in a clear sequence: death → secure & value the property → apply for the grant → market → agree a sale → complete → distribute.
- An executor can market a property and agree a sale before the grant of probate, but cannot legally complete until the grant is issued.
- Expect the grant of probate to take roughly 8–16 weeks in 2026, with the sale conveyancing adding 2–4 months on top — commonly 6–12 months from death to distribution.
- Get a proper date-of-death valuation: it sets the figure for inheritance tax and becomes the base cost for any future capital gains tax.
- Inheritance tax may be due before the grant; capital gains tax can apply only on any rise in value after the date of death.
- With multiple beneficiaries, keep everyone informed early — disputes are the biggest cause of delay.
To sell a house in probate you follow a defined legal sequence: secure and value the property, apply for and obtain the grant of probate, market and agree a sale, then complete and distribute the proceeds. The single rule that governs the whole process is that you can market and agree a sale before the grant arrives, but you cannot legally complete the sale until the grant of probate is in your hands. This guide is the procedural step-by-step — what happens, in what order, who can do what, and how long each stage realistically takes.
This is the "how to actually do it" companion to our broader overview of selling an inherited house. If you want the wider context on whether and why to sell, start there; if you are an executor or beneficiary who needs the mechanics, read on.
First, the key terms
Probate is the legal process of dealing with the estate (the money, property and possessions) of someone who has died. The grant of probate is the court-issued document confirming the executor's authority to administer the estate and deal with its assets — including selling property. Where there is no will, the equivalent document is a grant of letters of administration, obtained by an administrator.
An executor is the person named in a will to carry out its instructions and administer the estate. The executor holds the legal authority to sell estate property once the grant is issued, and must act in the best interests of the estate and all beneficiaries.
The probate sale, step by step
Here is the full sequence from the date of death through to releasing money to the beneficiaries.
- Death and locating the will. Register the death and find the will to confirm who the executor is. If there is no will, the estate is dealt with under the intestacy rules and an administrator applies instead.
- Secure and insure the property. An empty inherited home is a liability — notify the insurer that it is unoccupied (standard policies often lapse on empty properties), keep it secure, and maintain it. Council tax and utilities continue and are paid by the estate.
- Value the estate, including the property. Obtain a date-of-death valuation of the property and value the rest of the estate. This figure drives the inheritance tax position and becomes the base cost for capital gains tax. For valuable property, a professional or RICS Red Book valuation is the safest choice.
- Report to HMRC and pay any inheritance tax. The estate's value is reported to HMRC. Any inheritance tax due generally has to be paid (or arrangements made) before the grant is issued — which sometimes means the executor needs to fund the tax before the sale completes.
- Apply for the grant of probate. The executor applies to the Probate Registry for the grant. In 2026 this commonly takes around 8–16 weeks, longer for complex estates or where IHT must be settled first.
- Market the property. You can instruct an agent and start marketing before the grant arrives — many executors do, to save time. Offers are accepted "subject to grant of probate".
- Agree a sale and progress conveyancing. Once an offer is accepted, the solicitors begin conveyancing. Most of this can run in parallel with the grant application, but exchange and completion wait for the grant.
- Complete the sale. Once the grant is issued and conveyancing is ready, you exchange and complete. Legal title transfers to the buyer and the sale proceeds come into the estate.
- Settle liabilities and distribute. The estate's debts, taxes and expenses are paid, then the net proceeds are distributed to the beneficiaries in line with the will (or the intestacy rules). The executor keeps records of everything (the estate accounts).
What executors can — and can't — do before the grant
This is the question that causes the most confusion, so it is worth being precise. The grant of probate is the document that proves the executor's authority to transfer the deceased's property. Without it, legal title cannot pass to a buyer.
Before the grant, an executor CAN:
- Value the estate and obtain a date-of-death valuation of the property.
- Secure, insure and maintain the property.
- Instruct a solicitor and an estate agent.
- Market the property and hold viewings.
- Accept an offer and agree a sale subject to the grant of probate.
- Progress most of the conveyancing in parallel with the grant application.
Before the grant, an executor CANNOT:
- Exchange and complete the sale, or transfer legal title to the buyer.
- Distribute the sale proceeds to beneficiaries.
- Act with full legal authority over the asset until the grant confirms it.
One important exception: if the deceased owned the property jointly as joint tenants with someone still living, it usually passes automatically to the surviving owner by survivorship, and probate may not be needed to sell it at all. If it was held as tenants in common, the deceased's share passes under the will and the probate process applies to that share.
Selling with multiple beneficiaries
Inherited property is often left to more than one person — siblings, for example. How decisions get made depends on the structure:
- Property left to the estate, sold by the executor. Where the will leaves the property to be sold and the proceeds shared, the executor has authority to sell and beneficiaries do not all have to formally consent. Good executors still keep everyone informed — surprises cause disputes.
- Property left directly to several beneficiaries. If the beneficiaries become joint owners of the property itself, decisions about selling generally need to be made together, and ideally in writing.
- No will (intestacy). The administrators and beneficiaries determined by the intestacy rules need to agree the approach.
If co-owners genuinely cannot agree, a sale can ultimately be forced through a court order for sale — but that is slow, costly and corrosive to family relationships. The far better path is early, honest agreement on price expectations and timeline before the property is even valued. Disputes between beneficiaries are the most common reason a probate sale stalls.
Tax: inheritance tax and capital gains tax
Two different taxes can touch a probate sale, and they work very differently. This is a high-level summary — take professional advice on the estate's specific position.
| Inheritance Tax (IHT) | Capital Gains Tax (CGT) | |
|---|---|---|
| Charged on | The value of the whole estate above the threshold | Any rise in the property's value after the date of death |
| Key figures (2026) | £325,000 nil-rate band; up to £175,000 residence nil-rate band; 40% above available bands | Base cost = probate (date-of-death) value; 24% on residential gain for higher-rate taxpayers, after the annual exempt amount |
| When | Usually payable before the grant is issued | Only if the property is sold for more than the probate value |
| Practical effect | Executor may need funds in place before the sale completes | Selling at or near probate value soon after death often means little or no CGT |
The takeaway: get the date-of-death valuation right. It is the hinge for both taxes — too low and HMRC may challenge it for IHT; set it accurately and a quick sale near that figure usually leaves little CGT to pay. Always involve a solicitor and, for larger estates, a tax-aware accountant.
How long does it realistically take?
Probate sales are slower than ordinary sales, mostly because the grant has to be obtained before completion. Realistic 2026 planning ranges:
- Grant of probate: roughly 8–16 weeks from application, longer for complex estates or where IHT must be paid first.
- Marketing to agreed sale: can overlap with the grant application — often a few weeks to a couple of months.
- Conveyancing to completion: typically 2–4 months, but cannot finish before the grant.
- Total, death to distribution: commonly 6–12 months, sometimes longer.
You can shorten the overall timeline by valuing early, applying for the grant promptly, and marketing in parallel rather than waiting for the grant before you start. The two biggest delays are slow grant processing and disagreements between beneficiaries — neither is fully in your control, but both respond to acting early and communicating clearly.
Where L&M fits in
L&M Property Sourcing is a London-focused property sourcing business building a route for sellers — including executors and beneficiaries handling probate property — and a register of investors interested in those properties. Probate sales often suit a faster, more certain sale once the grant is in hand: the property may be empty and costing the estate in insurance, council tax and upkeep, and several beneficiaries may want their share released. Where speed matters, a sale to a cash buyer can be cleaner than a long chain — with the honest trade-off that it typically settles at a discount to the open-market value, which we would always frame against a RICS Red Book valuation rather than vague "below market value" language.
To be clear about where we are: our seller service is not live yet. Our anti-money-laundering (AML) supervision is pending, so we are currently waitlist only — we cannot buy a property, make an offer, or promise a completion date today. If you would like us to get in touch when the service opens, join the seller waitlist below. For the probate process itself, your first calls should be a probate solicitor and, for larger estates, a tax adviser.
This is general information, not financial, legal or tax advice — seek independent professional advice.
Handling a probate property and weighing a sale?
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